Make a budget.
Without getting too detailed and in depth with my expenses, I will share what expenses I have, but not how much I spend on them. I like to be transparent with you guys, just not that transparent.
Rent[I live with my parents for the time being ever since the end of my relationship & they just want me to save up] Utilities[No longer live on my own for right now] Cable/Internet[No longer live on my own for right now]
- Cell phone
- Car payment
- Car insurance
- 2 Credit cards
- Care Credit [Dentist]
- Medical insurance
- Dental insurance
- Life insurance
Pet insurance[I plan to add this soon]
- School loan
- Gas/Transportation [Since gas is $4 per gallon, I better put that in the budget]
- Emergency fund [Which is at $0 because of a new car engine in March – ~$6,000, a new battery in April – $150, and 2 new tires in May – $450]
Wow, this is depressing to look at.